Indian Overseas Bank Recruitment 2025: Explore job openings at Indian Overseas Bank for Local Bank Officers. Learn about eligibility criteria, application process, exam structure, and tips for success. Apply from May 12 to May 31, 2025.
Indian Overseas Bank (IOB) is a prominent public sector bank headquartered in Chennai, India. Established in 1937, IOB has earned a strong reputation for its commitment to providing innovative banking solutions.
The bank serves millions of customers across India and overseas, offering various financial services designed to meet varying customer needs. With a focus on community development and financial inclusion, IOB plays a vital role in the Indian banking sector.
In an exciting move for aspiring bank professionals, Indian Overseas Bank has announced a recruitment drive for the year 2025-2026.
The bank is inviting online applications for 400 vacancies for the position of Local Bank Officer in JMGS-I. This is a great opportunity for eligible candidates to join one of the most respected banks in the country and build a rewarding career in banking.
Local Bank Officer vacancies
Here are the details of vacancies in various locations
| Name of the State | Language Proficiency | Vacancies | SC | ST | OBC | EWS | UR |
| Tamil Nadu | Tamil | 260 | 39 | 19 | 70 | 26 | 106 |
| Odisha | Oriya | 10 | 1 | 1 | 3 | 1 | 4 |
| Maharashtra | Marathi | 45 | 7 | 3 | 12 | 5 | 18 |
| Gujarat | Gujarathi | 30 | 5 | 2 | 8 | 3 | 12 |
| West Bengal | Bengali | 34 | 5 | 3 | 9 | 3 | 14 |
| Punjab | Punjabi | 21 | 3 | 2 | 6 | 2 | 8 |
| Total | 400 | 60 | 30 | 108 | 40 | 162 | |
Candidates interested in applying should be aware of the eligibility criteria, which include age limits, educational qualifications, and language proficiencies. The job offers stability, a diverse working environment, and opportunities for professional growth. Selected candidates will be posted in the state they apply for, allowing them to serve their local communities effectively.
This recruitment process not only aims at meeting the manpower needs of Indian Overseas Bank but also supports the bank’s journey towards enhancing its services. The bank has a strong focus on employee development and welfare, ensuring that its workforce is equipped with the necessary skills and knowledge to excel.
Bank Job Eligibility: Details of Notification
| Name of the Organization | Indian Overseas Bank |
| Advertisement No: | HRDD/RECT/01/2025-26 |
| Name of the Post | Local Bank Officer (LBO)– |
| Pay Scale | 48480-2000/7-62480-2340/2- 67160-2680/7-85920 applicable to Junior Management Grade Scale-I |
| Number of Vacancies | 400 |
| Locations | Various states in India (including Tamil Nadu, Odisha, Maharashtra, Gujarat, West Bengal, and Punjab) |
| Bank Job Eligibility | |
| Age Limit (as of May 1, 2025), | Between 20 and 30 years. Usual relaxation for SC/ST/OBC/PwBD candidates |
| Educational Qualification | Bachelor’s degree in any discipline from a recognized university. |
| Application Process | |
| Applications commence on | 12.05.2025 |
| Applications close on | 31.05.2025 |
| Application fee | Rs.175 for SC/ST/PwBD Rs. 850 for General/OBC/EWS |
| How to Apply | Candidates must apply online at the official website www.iob.in. |
| Access the original Notification | DOWNLOAD |
| Selection Process | |
| How to select the candidates | Online examination followed by language proficiency test (LPT) and personal interview. |
| Exam Structure | Total Questions: 140 Maximum Marks: 200 Duration: 3 hours (various sections on Reasoning, Banking Awareness, Data Analysis, and English) |
Essential Insights for IOB Recruitment of Local Bank Officers
Understanding the Role and Benefits
The Local Bank Officer (LBO) at Indian Overseas Bank will primarily assist customers with banking services and products. Candidates will join a professional environment that emphasizes skill development and career growth. The bank offers competitive pay and benefits, including a comprehensive probation period and allowances per current banking regulations.
Preparing for the Exam
To excel in the online examination, candidates should focus on topics like reasoning, banking awareness, general economy, data analysis, and English language skills.
Proper study materials, online quizzes, and practice tests can greatly aid preparation.
Joining study groups or coaching classes may also help in understanding complex subjects better.
1. Structure of the Online Examination:
| Topic | No. of Questions | Max. Marks | Medium of Exam | Duration |
| Reasoning and Computer Aptitude | 30 | 60 | English & Hindi | 60 minutes |
| General / Economy/ Banking Awareness | 40 | 40 | English & Hindi | 30 minutes |
| Data Analysis and Interpretation | 30 | 60 | English & Hindi | 60 minutes |
| English Knowledge | 40 | 40 | English | 30 minutes |
| Total | 140 | 200 | 3 hours |
Language Proficiency Test
Candidates must know how to read, write, and speak the local language of the state they are applying for. If you are chosen for the Personal Interview, you must pass a language test. If you don’t pass the test, you cannot go to the interview and will not be considered for the job.
However, if you have a marksheet or certificate from 10th or 12th grade showing that you studied the local language, you will not need to take the language test.
Acing the Interview
Preparation for the personal interview is crucial. Candidates should practice common interview questions and be ready to discuss their qualifications and experiences confidently.
Understanding the bank’s values and recent achievements can help in answering questions thoughtfully and engagingly.
Building a network with colleagues and participating in community initiatives can enhance job satisfaction and career growth within the bank.
Maximizing the Opportunity
Once hired, new officers should take advantage of training programs and mentorship opportunities. Building a network with colleagues and participating in community initiatives can enhance job satisfaction and career growth within the bank.
About Indian Overseas Bank
Indian Overseas Bank has a long-standing presence in India’s banking sector, known for its customer-centric approach and commitment to inclusivity.
The bank contributes to various community development programs, promoting financial literacy and economic development in the regions it serves.
Its reputation for reliability and innovation continues to attract a talented workforce dedicated to customer service.
Indian Overseas Bank Recruitment 2025: Summary
Indian Overseas Bank is recruiting for 400 Local Bank Officer positions across various states in India. Interested candidates can apply online from May 12, 2025, to May 31, 2025.
Applicants must be between 20 and 30 years of age and possess a valid bachelor’s degree from a recognized university. There are specific language requirements based on the state of the application.
Candidates will need to pay an application fee of ₹175 for SC/ST/PwBD and ₹850 for General/OBC/EWS applicants.
The selection process will comprise an online exam, followed by a language proficiency test and a personal interview. It is essential for candidates to be well-prepared for these assessments to improve their chances of being selected.
The final selection will be based on combined scores from the online examination and the interview, with a weightage of 80% and 20%, respectively.
Selected candidates will benefit from a stable career in a renowned bank, with career growth opportunities and a strong focus on employee welfare and community service.
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